Effective Date –  December 1, 2019

SHARE TYPES

Account Type Minimum
Dividend Earning
Amount
Dividend
Rate
APY* Stipulations
Regular Shares $25-$999.99 .05 .05 Minimum $5 to open an account
Regular Shares $1,000-4,999.99 .10 .10 Minimum $5 to open an account
Regular Shares $5,000-24,999.99 .15 .15 Minimum $5 to open an account
Regular Shares $25,000+ .18 .18 Minimum $5 to open an account
PMA $2500-14,999.99 .25 .25 See disclosure for additional information
PMA $15,000-$29,999.99 .40 .40 See disclosure for additional information
PMA $30,000-$74,999.99 .50 .50 See disclosure for additional information
PMA $75,000 + .60 .60 See disclosure for additional information
Kirby Kangaroo Club $25-$999.99 .05 .05 Minimum $5 to open an account
Kirby Kangaroo Club $1,000-4,999.99 .10 .10 Minimum $5 to open an account
Kirby Kangaroo Club $5,000-24,999.99 .15 .15 Minimum $5 to open an account
Kirby Kangaroo Club $25,000+ .18 .18 Minimum $5 to open an account
IRA (Traditional, Roth) $25 + 1.00 1.00 Minimum $5 to open an account
ESA (Coverdell) $25 + 1.14 1.15 Minimum $5 to open an account
Christmas Club $25 + .20 .20 Minimum $5 to open an account
Vacation Club $25-$999.99 .05 .05 Minimum $5 to open an account
Vacation Club $1,000-4,999.99 .10 .10 Minimum $5 to open an account
Vacation Club $5,000-24,999.99 .15 .15 Minimum $5 to open an account
Vacation Club $25,000+ .18 .18 Minimum $5 to open an account

 

Effective Date –  November 12, 2019

SHARE CERTIFICATE RATES

Term Amount Dividend Rate APY*
6-11 Months $2500 + 1.29 1.30
12 Month $2500 + 1.74 1.75
24 Month $2500 + 1.98 2.00
36 Month $2500 + 2.03 2.05
48 Month $2500 + 2.18 2.20
12-Month
Save to Win
$25 + .25 .25

Rates subject to change without notice.  Certificate rates and yields are based on a quarterly dividend.
*APY = Annual Percentage Yield

 

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