Effective Date – March 1, 2018

SHARE TYPES

Account Type Minimum
Dividend Earning
Amount
Dividend
Rate
APY* Stipulations
Regular Shares $25-$999.99 .05 .05 Minimum $5 to open an account
Regular Shares $1,000-4,999.99 .10 .10 Minimum $5 to open an account
Regular Shares $5,000-24,999.99 .15 .15 Minimum $5 to open an account
Regular Shares $25,000+ .18 .18 Minimum $5 to open an account
PMA $2500-14,999.99 .15 .15 See disclosure for additional information
PMA $15,000-$29,999.99 .20 .20 See disclosure for additional information
PMA $30,000-$74,999.99 .25 .25 See disclosure for additional information
PMA $75,000 + .30 .30 See disclosure for additional information
Kirby Kangaroo Club $25-$999.99 .05 .05 Minimum $5 to open an account
Kirby Kangaroo Club $1,000-4,999.99 .10 .10 Minimum $5 to open an account
Kirby Kangaroo Club $5,000-24,999.99 .15 .15 Minimum $5 to open an account
Kirby Kangaroo Club $25,000+ .18 .18 Minimum $5 to open an account
IRA (Traditional, Roth) $25 + .85 .85 Minimum $5 to open an account
ESA (Coverdell) $25 + 1.09 1.10 Minimum $5 to open an account
Christmas Club $25 + .20 .20 Minimum $5 to open an account
Vacation Club $25-$999.99 .05 .05 Minimum $5 to open an account
Vacation Club $1,000-4,999.99 .10 .10 Minimum $5 to open an account
Vacation Club $5,000-24,999.99 .15 .15 Minimum $5 to open an account
Vacation Club $25,000+ .18 .18 Minimum $5 to open an account

 

SHARE CERTIFICATE RATES

Term Amount Dividend Rate APY*
6-11 Months $2500 + 0.40 0.40
12 Months $2500 + 0.60 0.60
24 Months $2500 + 0.80 0.80
36 Months $2500 + 1.25 1.26
48 Months $2500 + 1.60 1.61
12-Months
Save to Win
$25 + .25 .25
Certificate rates and yields are based on a quarterly dividend.
*APY = Annual Percentage Yield

 

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