Vehicle Loans

Refinance with us and you could be driving the car you love for less! If your vehicle is financed through another lender, we may be able to save you some money and/or extend your term with an auto refinance. Our auto refinance features:

  • Meet or beat your current rate*vehicle-loans
  • Low rates and various terms  
  • Option to defer your first payment up to 90 days*
  • Up to 72 months to repay*
  • Optional, but highly recommended, GAP Insurance
  • FREE gift

Refinancing with us could give you more money to use on vacation, bills, or whatever you like.

Simply apply online or call us at 402.391.4040, option 1, to get started with an auto refinance today and find out how to drive the same vehicle for less.

Be sure to check out our full list of FREE Auto Buying Resources!

Recreational Vehicle Loans

In the market for a new or used boat, RV, or motorcycle?

We offer low rates with just the right term for your budget. Stop in, email, or call one of our friendly lending professionals at 402.391.4040, option 1, for more information.  Click here to apply for a recreational vehicle loan today!.

Construction/Commercial Loan

Your credit union has partnered with Centennial Lending to offer you a source for Commercial and Construction constructionLoans. Centennial Lending, LLC is a credit union service organization that is fully owned and operated by credit unions. The staff at Centennial comes from varied credit union and commercial banking backgrounds, and has years of experience in local markets.

Contact Charles Wright (NMLS #384193) at Centennial Lending’s Mortgage or Commercial Lending Department toll-free at 866.588.1100 or directly at 720.494.2740 for information on commercial and construction loans. Visit their website at

You may also contact Ed (NMLS #807413), Mortgage Loan Officer in our loan department at the main office for more information.

Personal Loans/Share Secured Loans

Personal Loans:
We know life is filled with surprises and unexpected expenses so we offer affordable Personal Loans for any need you may have. A Personal Loan could be used for consolidating debt, paying for college expenses or uncovered medical or dental expenses, making home improvements, vacations, or holiday gifts. Unlike a credit card, a Personal Loan gives you the comfort of knowing your exact payment amount each month and when the loan will be paid off. The maximum term for a Personal Loan is 60 months.

Share Secured Loans:
With a Shares Secured Loan, members are charged a lower rate of interest on the money borrowed and still earn interest on the money on deposit at the credit union. A non-IRA savings or share certificate (CD) may be used to secure the loan. Use the funds from the loan any way you wish!

If you would like to apply for a Personal Loan or Share Secured Loan, or have any questions, please call us at
402.391.4040, option 1 or apply online by clicking here.

Debt Consolidation Loans

Pay off higher-rate credit cards and loans you may have at other financial institutions with a fixed rate debt consolidation loan. Since the rate is fixed, you can rest assured knowing you won’t be receiving any letters from us notifying you of a rate increase.

Click here to apply for a debt consolidation loan today!.


Overdraft Protection

overdraftOverdraft protection, also known as bounce protection, advances money to cover a check written on an account that does not have sufficient funds. Our overdraft protection helps you avoid the high fees and embarrassment associated with overdrawing your share draft (checking) account.

With overdraft protection, funds are transferred from your personal line of credit loan to cover share drafts that would normally be returned. There is NO FEE for transfers from your personal line of credit, however, interest will be charged on any outstanding line of credit balances at the current rate. Loan advances will be made in the amount of the overdraft only and will appear on your next statement.  You must be 19 years of age to apply for overdraft protection.

Setting up overdraft protection for your account is EASY! Just contact one of our friendly lending professionals at 402.391.4040, option 1, or apply online.


Loan Insurance

The credit union offers Credit Life and Credit Disability coverage at a very low cost. Premiums can be added to your monthly loan payment and offer coverage to you or your family in the unexpected event of an accident or death. For more details on this service, speak to any of the credit union loan officers.