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At Police Federal Credit Union of Omaha, we see your account as more than just a place to store money—it's a cornerstone of your financial security and growth. Our suite of accounts, from high-yield savings to flexible checking options and forward-thinking youth accounts, are crafted to nurture your financial well-being at every age and stage of life. As part of our Blue Family, you'll enjoy the peace of mind that comes with knowing your daily finances and future savings are in capable hands.

Policeman and son

Share Savings Account

A Regular Share Account is required of every member as a condition of membership. An initial deposit of $5.00 establishes your account and gives you access to all of the products and services that we offer.


You may choose to make deposits to this account each week, each pay period, or anytime. Set up direct deposit or a payroll deduction into your Regular Share Account and watch your savings grow. These accounts are paid dividends and are a great way to store your money for any of your needs.

Regular Share Accounts, as with all Police Federal Credit Union of Omaha accounts, are federally insured and backed by the full faith and credit of the U.S. government through the National Credit Union Administration (NCUA) up to at least $250,000. View Online Share Insurance Estimator

To open a Share Savings Account, call 402-391-4040, select option # 3, or click the link below to start the process.

Share Savings Account
christmas gifts

Savings Club Accounts

We offer various Savings Club Accounts to help you save for a specific holiday or event. 

Christmas Club Account

​Christmas Club Accounts are designed to help you save for the holidays. Deposit funds into our special Christmas Club Account and your saved funds will be paid out in early November, just in time for holiday shopping! Like our regular savings, you’ll earn dividends on every dollar, and there’s no minimum balance, but our Christmas Club is specifically designed for holiday saving.

Vacation Club Account


Dreaming of a tropical vacation? Are the kids begging to go to Disneyland? Saving with a Vacation Club account can get you there! Much like the Christmas Club, this savings account makes it easier to set aside money for a special need. These funds are available to you whenever you’re ready to travel, and they’re paid dividends, too!

To open a Savings Club Account, call 402-391-4040, select option # 3, or click the link below to start the process.

Savings Club Accounts

Checking Accounts

The Classic Checking account is perfect for members looking for a FREE checking option, which still offers all the convenient services that will save you time and money. The Premier Checking account is for those members looking for enhanced protection from identity theft and assistance with recovery. See a feature comparison below. 

Use the link below to open a Checking Account, or call 402-391-4040 and select option # 3 to speak to a Member Service Representative.

¹Fully Managed Identity Theft Recovery

If you become a victim or suspect you might be a victim of identity theft for any reason, we are here to help. Professional, dedicated Recovery Advocates are standing by and will manage your identity theft incident and resolve suspected or confirmed fraud until completion, with no time limit. Your Fully Managed Identity Theft Recovery Services extend to cover three generations of your family (3G) and continue to provide coverage for up to 12 months after death. With more than 30 different types of identity fraud reported to the Federal Trade Commission, you may be affected in ways you have not considered. You are covered for both financial and non-financial identity theft.

²Identity Theft Expense Reimbursement Insurance

This benefit covers out-of-pocket expenses incurred by you during the recovery of your identity up to $25,000*. These expenses may include attorney’s fees, mailing expenses, fees for notarizing affidavits and documents, and lost wages due to time off from work to fight the identity fraud. 

³Mobile Phone Coverage (Accidental Damage, Mechanical Failure, and Theft)

  • Applies to all mobile phones owned by the primary account holder

  • No pre-registration required

  • Includes cracked screens, liquid spills, burglary, and robbery

  • Pays up to $500 minus a $50 deductible

  • 2 claims per consecutive 12-month period

  • Waiting period of 30 days after coverage start date for damage or mechanical failure, no waiting period for theft

  • Damages that occur during the waiting period are not covered

  • Learn more about your new mobile phone coverage

⁴One Bureau Credit Monitoring


Watches for new activity that might appear on your TransUnion® credit report, including credit inquiries, new credit lines, derogatory credit, name changes, and address changes.

⁵Monthly Credit Score Monitoring

A credit score can be a lagging indicator of identity theft if you see unexpected changes in your score’s movement, either up or down. Score Tracker provides a monthly indication of your TransUnion® credit score. We document the value on a timeline so you may track your score’s movement to alert you to any unexpected activity.

⁶Dark Web Monitoring

Dark Web Monitoring scans the deep and dark web using sophisticated technology and alerts you if your personal information or registered credentials have been compromised.

How to Activate Credit Monitoring


If you have already activated your credit monitoring, you will see all the NEW service tabs when you log in with your credentials.

American Flag
Checking Accounts
Enhanced ID Theft Recovery
Activate Credit Monitoring

Youth Accounts

Youth members will enjoy a fun path to financial literacy with the Kirby Kangaroo Club and Claim Your Youth Club materials, events, and activities.

Kirby Kangaroo Club

No time is better than now to get involved in the Kirby Kangaroo Club and start a lifetime of good saving habits. The Kirby Kangaroo Club is a savings account available to our young members age 12 and under, and includes several fun events throughout the year, such as our annual Kirby Week celebration in July and the annual Christmas stocking giveaway in December!

CU Rising Club

Our Claim Your Youth Club is for members 13 to 18 years of age, and includes a wide-range of accounts that help teach teens financial literacy while giving them some financial independence. Available teen accounts include:

  • Savings Account – A great starting point for any teen.

  • Prepaid Visa Card – Allows teens to use wherever Visa is accepted.

  • Checking Account – We offer free checking accounts with free electronic & mobile services to help parents oversee and teens manage their accounts.

  • Visa Debit Card – We offer free debit cards with a checking account.  A debit card deducts money from your share draft/checking account immediately.

  • First Car Loan – Consider a First Car Loan for the teen with you as a co-signer. We’ll give the teen the rate based on your credit score. However, the loan will work on building the teen’s credit score.

  • Credit-Builder Loan – A Credit Builder Loan builds the teen’s credit score even if they don’t need the money. We offer a Credit Builder Share Secured loan at a competitive interest rate, using the current shares the teen has on deposit as collateral.

Other Features and Accounts for College Bound


We’ve got you covered regardless of whether you are sending your youth back to school or college.

Open a Youth Account today! Use the link below or call 402-391-4040 and select option # 3 to speak to a Member Service Representative.

* APR = Annual Percentage Rate. All rates are based upon credit qualifications. Not all borrowers will qualify for the same rate when a rate is listed “as low as.” Rates, terms, and conditions are subject to change without notice. Some restrictions apply. See credit union for full details and disclosures.

Kid in police uniform
Youth Accounts
Business Choice Checking
woman using laptop

Business Choice Checking

Police Federal Credit Union of Omaha is here to help with your business needs.  Our business checking account is designed to save you time and money!   This straightforward checking account will allow you to focus on your business without the distractions of jumping through hoops to avoid fees.

Use the link below to open a Business Checking Account or call 402-391-4040 and select option # 3 to speak to a Member Service Representative.

Preferred Money Market

Preferred Money Market

A Preferred Money Market Account (PMA) is a great way to bulk up your savings! A PMA is another type of savings account for those who want to earn more in dividends but want to keep the funds available. A PMA is a tiered account with a starting minimum balance of $2,500.  A $2.50 monthly fee will be charged for all accounts with a balance below $250. The dividend rates change from month to month, and some restrictions apply.


Use the link below to open a Preferred Money Market Account or call

 402-391-4040 and select option # 3 to speak to a Member Service Representative.

mature policeman

Individual Retirement Account (IRA)

We offer several types of IRAs, including Traditional, Roth, and Coverdell Education. These accounts earn a higher rate of interest than a regular share account and also offer tax benefits. To determine which IRA is right for you, stop by the credit union or contact one of our friendly Member Service Representatives today.

Use the link below to open a IRA or call 402-391-4040 and select option # 3 to speak to a Member Service Representative.

Share Certificates
couple using laptop

Share Certificates

Our Share Certificates are high-yielding, no-risk investments that allow you to secure a fixed rate of return with terms from 6 to 48 months. See the credit union for details and special offers on Share Certificates.

Open a Share Certificate today!  Use the link below or call 402-391-4040 and select option # 3 to speak to a Member Service Representative.

Direct Deposit

Direct Deposit

Receive your payroll, Social Security, pension/retirement, government checks, or other regular checks automatically, securely, and on time with direct deposit.

Direct deposit is electronic, so you don’t have to stand in line at the credit union to deposit your check, and the funds are available right away – even if you’re on vacation! You can verify your direct deposit with CUFFS Online Banking or Mobile Banking.

Payroll Direct Deposit

Payroll Direct Deposit allows you to have a portion or all of your net pay deposited directly into your credit union account(s) every pay period. You can designate set amounts to be deducted and applied towards your credit union loan(s), eliminating the need to write the same check month after month or your credit union savings account(s), which lets you build your savings steadily and effortlessly.


For more information or to sign up for Direct Deposit or Payroll Deduction, please call 402-391-4040 and select option # 3 or stop by the credit union today!

Police Officers standing together
Visa Debit Cards
Man holding credit card

Visa Debit Cards

There’s no charge for our Visa Debit Card, and you can use it virtually anywhere – at ATMs or any merchant that accepts credit cards. No more waiting in long lines, no bulky purse or wallet to carry, more merchants to choose from and it’s perfect for out-of-town travel. Plus, it’s from the people you know and trust – the Police Federal Credit Union of Omaha. 

Request a Visa Debit Card today!  Use the link below or call 402-391-4040 and select option # 3 to speak to a Member Service Representative.

Lost or Stolen Visa Debit Cards: If your debit card has been lost or stolen, please call and report it to the credit union immediately at 402-391-4040 or, after hours, call the number listed on your statement which is 




Are you finding saving a challenge? Then the SAVE TO WIN account may be for you!

Save to Win logo

SAVE TO WIN is a prize-linked 12-month Share Certificate that helps you build savings while also giving you the chance to win prizes. Members who find saving challenging have the opportunity to start a regular savings plan that can help improve their financial picture in the long run. It’s a great way to get into the habit of consistently putting funds aside and potentially win extra cash!

How Do I Open An Account?


You can open a SAVE TO WIN account by:

A minimum deposit of $25 is required to open the SAVE TO WIN account.  Your initial deposit is your first step to saving and is your first entry into the monthly and quarterly prize drawings. As you continue to make additional deposits into the account, you will accumulate more entries in the monthly and quarterly prize drawings.

Save to Win

How Can I Earn Chances To Win?


Each month, we’ll look at your current savings balance as compared to the previous month’s balance. You’ll receive one entry for every $25 increase. For example, if your SAVE TO WIN balance increases by $50, you will receive two prize entries for the month. Those prize entries will also be added to the quarterly prize drawing, giving you additional chances to take home one of the $5,000 prizes!

What Is a SHARE Certificate?


A share certificate is an account issued with a fixed-rate and fixed-term. You will earn a specified dividend if the certificate is held for the full term; in the case of SAVE TO WIN, the term is 12 months.

Can I Withdraw Money From My SHARE Certificate?


Yes, you are allowed to take one withdrawal from your SAVE TO WIN account in the 12-month period. A $25 withdrawal fee will apply.

What Are The Prizes?


The real prize is the nice savings balance you will build as you make regular deposits to your SAVE TO WIN account each month. But to make things exciting, there are monthly and quarterly cash prizes. All SAVE TO WIN account holders at participating credit unions will be eligible to win the Central monthly and quarterly cash prizes.  Click here to view the Official Website of the SAVE TO WIN program for more information on the prizes.

What Are The Benefits Of Opening A SAVE TO WIN Account?


When you open a SAVE TO WIN account, you have nothing to lose – and everything to win! All the money you save throughout the year is yours to keep, plus interest. The chance to win cash prizes just for making deposits makes saving even more exciting! Who said saving couldn’t be fun?

SAVE TO WIN Account Requirements

  • At least 18 years of age (19 in Nebraska).

  • A legal resident of the state participating in the program.

  • A new or existing Police Federal Credit Union of Omaha member in good standing.

  • The account must be open during the drawing period.

Official Account and Prize Entry Rules 
Truth-In-Savings Disclosures
Official Website of the SAVE TO WIN
Frequently Asked Questions


*Minimum deposit to open a SAVE TO WIN CD is $25. Balances insured to a maximum of $250,000 by the NCUA.  

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