Full Service Mortgage Lending

As your full service mortgage lender, we help you choose the loan that is right for you!

  • First Mortgage
  • Second Mortgage
  • VA Loans
  • FHA Loan
  • Home Equity Line of Credit

To start your home loan process or to check our current mortgage rates:

  1. Call our Loan Department at 402-391-4040 and talk to our Mortgage Loan Officer Ed Regan (NMLS #807401), VP of Lending Tiffany Michel (NMLS #807328), or
  2. Simply click here to Download and print a Residential Mortage Application. The application requires Adobe Acrobat to open. If you don’t have Acrobat Reader, download it here on the Residential Mortgage Application link below to download a mortgage application.

Once the application is completed you can either mail it or drop it off at the credit union for processing.  Please don’t e-mail your completed application as e-mail is not a secure form of transmittal.

We may report information about your loan, share or deposit accounts to credit bureaus. Late payments, missed payments, or other defaults on your accounts may be reflected in your credit report.

First Mortgage Loan

Whether you’re a first-time home buyer or a seasoned homeowner wanting to refinance or upgrade to a larger house, we can help guide you along the right path. We offer various term mortgages, including 15, 20, and 30 year mortgage loans with a variety of options and competitive rates, all designed to fit your individual needs.

Use this Mortgage Calculator to calculate payment.

Note: Mortgage payment calculator does not include escrow for taxes and insurance. You must manually add in taxes and insurance for a payment total. For example: If the estimated taxes are $3,600/yr. and the estimated home owner’s insurance is $800/yr., the monthly escrow would be $366.67/mo.

NMLS Numbers:
The SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act) requires that all mortgage loan originators register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each mortgage loan originator is assigned an NMLS Unique Identifier (“NMLS ID”), which is a permanent number that allows consumers, regulators and others in the industry to obtain information on registered mortgage loan originators through the NMLS Consumer Access website (NMLSConsumerAccess.org).

Your personal mortgage loan originator will provide his/her NMLS ID to you in a variety of methods during the lending process. Here is a list of Police Federal Credit Union of Omaha’s registered mortgage loan originators:

Police Federal Credit Union of Omaha: 807260
Darrin Engleman: 807413
Tara Gorman: 807746
Mary Johnson: 807449
Mary LeBlanc: 807765
Tiffany Michel: 807328
Janne Price: 807253
Ed Regan: 807401

Second Mortgage


You’ve worked hard for your home, now let your home work for you. Go ahead – remodel, fix that leaky roof, finance your children’s education, or consolidate high-interest credit cards into one low-cost payment. We can help you achieve your goals with a second mortgage loan that’s right for you. And, for a limited time, we have a great second mortgage loan offer for you.  Apply online today!




  • Borrow up to 100% of the appraised value of your home!
  • Get up to a 15-year loan!*

For more information, talk to one of our friendly Lending Officers today at 402.391.4040, option 1.


Home Equity Line of Credit

The credit union also offers a different way to tap into your home’s equity. A Home Equity Line of Credit (HELOC). is a great way to use the equity in your home to access low-cost credit when you need it. Use the cash for anything you’d like – home improvements, debt consolidation, college tuition or that special vacation you’ve been thinking about.


  • Borrow up to 100% of the appraised value of your home!
  • FREE appraisals for Home Equity Line of Credit

We can help you accomplish your goals by providing a good interest rate and information on which type of loan is right for you.

Contact the loan department at 402.391.4040 for all of the details on these great loan products, or click here to apply for either a second mortgage loan or a HELOC.

NMLS #807260


*With approved credit. Minimum loan amount of $25,000 new money only.  Valid on closed end second mortgage loans only. APR = Annual Percentage Rate. Some restrictions may apply. Rates subject to change without notice. See your credit union for details.